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YOB Bank provides a range of accounts for individuals, businesses, and corporate clients, including multi-currency personal accounts, business accounts, and crypto-friendly accounts with seamless integration for both local and international transactions.
To open a business account, simply complete the secure registration process on our website, providing the necessary company information, followed by a KYC verification (ID verification and phone authentication).
We offer free internal transfers between YOB Bank users. For local and international transfers, we provide competitive rates with instant SEPA transfers and swift SWIFT transactions, tailored to your needs.
Yes, YOB Bank supports crypto transactions, offering both crypto-to-fiat and fiat-to-crypto exchanges, real-time trading, and the ability to store, send, and receive digital assets securely. We also offer crypto cards for spending your digital assets.
You can earn rewards by staking ITFIRE tokens on our platform. In addition, every transaction made with YOB Bank’s crypto cards can earn you ITF tokens, which are convertible into digital assets or used to enhance your banking experience.
Yes, YOB Bank integrates with Tokera, a tokenization platform that allows you to list and trade tokenized real-world assets (RWAs), such as properties and businesses, for fractional ownership and greater liquidity.
YOB Bank employs biometric authentication for secure logins and transaction approvals, along with TLS 1.3 encryption, multi-layer security protocols, and real-time fraud detection to ensure the highest levels of security for your accounts.
Yes, YOB Bank adheres to strict compliance guidelines, including GDPR for data protection and AML/KYC checks through Sumsub and Onfido for secure onboarding and anti-fraud measures.
YOB Bank follows a rigorous AML compliance process to monitor and report any suspicious activity. We use automated systems to ensure that all transactions comply with global anti-money laundering regulations.
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